Which Market Volatility Investor Are You?

Market volatility is inevitable, but our responses to it vary significantly.

At Linscomb Wealth, we’ve guided clients through numerous market cycles over our 50+ year history. Most investors fall into distinct mindsets during market turbulence. Understanding yours can help you make better decisions and potentially turn uncertainty into advantage.

Which of these sounds most like you?

Are you an Opportunistic Investor?

Do you:

• See market dips as buying opportunities?
• Want to maximize returns during volatility?
• Keep cash ready for strategic deployment?
• Look for the biggest potential payoffs?

Smart next steps:

• Create a disciplined strategy for deploying capital
• Identify which assets to liquidate for new opportunities
• Establish clear buying criteria and maintain discipline
• Consider dollar-cost averaging rather than all-or-nothing moves

Your action plan: Schedule a complimentary strategy session to identify specific opportunities that align with your goals. Our goal is to help you develop a systematic approach to deploy cash effectively while avoiding common pitfalls.

Are you a Check-In Investor?

Do you:

• Prefer incremental adjustments over major changes?
• Want to find silver linings in market volatility?
• Seek reassurance that your strategy remains appropriate?
• Value a second opinion during uncertain times?

Smart next steps:

• Review your investment policy to reaffirm objectives
• Consider tax-loss harvesting while maintaining allocation
• Make measured rebalancing adjustments
• Confirm your emergency reserves remain adequate

Your action plan: Arrange a complimentary portfolio review to evaluate your positioning, identify tax-optimization opportunities, and keep your strategy aligned with your goals. We’ll help you make thoughtful adjustments that help you stay on track.

Are you a Concerned Investor?

Do you:

• Feel anxious about market drops and potential losses?
• Consider moving to cash until markets feel safer?
• Worry about impacts on your retirement goals?
• Seek clarity during uncertain times?

Smart next steps:

• Remember that emotional reactions often lead to poor outcomes
• Weigh the risks of going to cash versus staying invested – what’s your plan for reinvesting?
• Reassess whether your asset allocation matches your comfort level

Your action plan: Contact us for a complimentary risk assessment and financial planning review. We’ll help you evaluate whether your strategy aligns with both your financial needs and emotional comfort. Our experience through multiple market cycles provides perspective on how markets have recovered historically, even after significant downturns.

None of these quite describe you?

If you don’t clearly fit one category—or see yourself in elements of each—you’re not alone. Many investors have hybrid mindsets that evolve with circumstances.

Your action plan: Schedule a complimentary consultation to discuss your unique perspective. We’ll help you clarify your thinking and develop a personalized approach that addresses your specific concerns.

Experience Matters When Markets Are Challenging

At Linscomb Wealth, we’ve navigated through the 1987 crash, dot-com bubble, 2008 financial crisis, and pandemic-related volatility of 2020. Having a trusted partner during these periods makes all the difference in turning volatility from a threat into a potential opportunity.

Taking Action – Ready to put our experience to work for you?

• Request a complimentary portfolio review: Call 713.840.1000 or email linscomb@linscombwealth.com
• Share this assessment: Forward to friends or family who might benefit from understanding their investor mindset